Cumming Branch

Cumming, GA
States we're licensed in:
CA, FL, GA, MO, TN
Cumming, GA

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Team

Meet The Cumming Team

Learn more about the team that will help get you home.

Loan Officer Support

Kevin Heffernan

Senior Loan Officer

NMLS # 1049299

Senior Loan Officer

(314) 605-6619

kheffernan@mhslending.com

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Blog

Latest Insights

Resources for your mind.

Exploring the Option of Using a VA Loan to Buy a Relative a House: What Veterans and Service-Members Need to Know

Are you a veteran or service-member considering using a VA loan to help a relative buy a house? Perhaps you want to support a family member in…

Exploring VA Loan Eligibility in U.S. Territories: What Veterans and Service-Members Need to Know

Are you a veteran or service-member dreaming of buying a home in a U.S. territory? If so, you might be wondering: Can I use a VA loan to make that…

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How to Find a Good Lender for VA Loans

Are you a veteran, a service-member, or a part of a military family looking to buy your dream home? If so, you're likely considering a VA loan as a…

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Refinancing VA Loans

You might be contemplating the possibility of reducing the interest rate on your VA loan. Or you may be seeking to access home equity that you’ve…

Demystifying VA Loan Appraisal and Inspection Requirements: What You Need to Know

For military service members, veterans, and eligible spouses, VA loans offer a pathway to homeownership with unique benefits, including competitive…

Maximizing Your Options: When Does it Make Sense to Refinance Your VA Loan?

For military service members, veterans, and eligible spouses who have obtained a VA loan to finance their home purchase, understanding when to…

Maximizing the Benefits: Why Paying Extra on Your VA Loan Is a Smart Choice

For military service members, veterans, and their families, VA loans offer a pathway to homeownership with unparalleled benefits, including no down…

Exploring the Benefits: Why Choose a VA Loan over a Traditional Mortgage?

At Military Home Spot Lending, we understand the unique challenges and opportunities that come with the transition to civilian life for veterans,…

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Exploring VA Loans: Understanding Assumptions and Eligibility

For veterans, service-members, and their families, VA loans represent a valuable opportunity to achieve the dream of homeownership. However,…

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Demystifying VA Loans: Understanding Prepayment Penalties

For veterans, service-members, and their families, the prospect of homeownership often comes with a multitude of questions and considerations. Among…

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Exploring Converting a Traditional Mortgage to a VA Loan

Before we dive into the conversion process, let's revisit the basics of VA loans. VA loans are a valuable benefit extended to veterans and active-…

Navigating VA Loans After Divorce: A Guide for Veterans and Service-Members

Divorce can be one of life's toughest challenges, especially for veterans and service-members who have already sacrificed so much in service to their…

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Understanding the VA Disability Increase for 2024

For veterans who have served our nation with honor and dedication, the Department of Veterans Affairs (VA) provides vital support through disability…

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Navigating 2024: Understanding Potential Changes in VA Loan Requirements

As we step into the new year, prospective homebuyers, especially veterans and service members, are keen to understand any potential changes in VA…

Are VA Loans Really Better in the Long Run?

When it comes to purchasing a home, veterans and service members are often faced with a crucial decision: which type of mortgage is the best fit for…

Cumming, GA