Sacramento
Branches located in California
About Sacramento, California
As the capital city of California, Sacramento is steeped in history and political significance. Nestled at the confluence of the Sacramento and American Rivers, it combines its rich Gold Rush heritage with a modern and vibrant urban core. From the historic charm of Old Sacramento to the contemporary flair of the Downtown district, Sacramento provides a dynamic environment for its residents and visitors.
Average Home Prices in Sacramento
The average home price in Sacramento, CA, stands at approximately $495,000.
Based on calculations of home data from MLS and/or public records.
Veteran Benefits in California
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California Veterans Homes
California has eight veterans homes, providing essential care and support for veterans in need. These homes are located in various cities, including Barstow, Chula Vista, Fresno, Lancaster, Redding, Ventura, West Los Angeles, and Yountville. Eligibility requirements may vary, and disabled or homeless veterans needing long-term care may qualify regardless of age.
- California Veteran Financial Benefits
California offers a range of financial benefits to veterans, including:
- Income Tax: California active-duty residents do not pay state income taxes if stationed outside the state.
- CalVet Farm and Home Loans: Eligible veterans can access various types of loans, such as home, farm, mobile home, construction, home improvement, and rehabilitation loans, with competitive rates and quick processing.
- Veterans Property Tax Exemption: Honorably discharged veterans may qualify for a property tax exemption of up to $4,000 for real or personal property.
- Disabled Veterans Property Tax Exemption: Disabled veterans may be eligible for property tax exemptions with two different levels: the basic exemption and the low-income exemption.
- California Military Family Relief Fund
The California Military Family Relief Fund (CMFRF) provides short-term financial assistance in the form of grants to California National Guard members and their families affected by mobilization and deployment.
- Motor Vehicle Registration Fees Waived
Medal of Honor recipients, former prisoners of war (POWs), and some permanently and totally disabled veterans may be eligible for a waiver of registration fees and free license plates for certain motor vehicles.
- Business License, Tax and Fee Waiver
Honorably discharged veterans who engage in certain business activities may be eligible for waivers of municipal, county, and state business license fees, as well as other taxes and fees.
- California Veterans Employment Preference
Honorably discharged veterans and their spouses, or surviving spouses of 100% disabled veterans, receive preference in state employment.
- Disabled Veteran State Contract Preference
The Disabled Veteran Business Enterprise program helps small businesses wholly or partly owned by disabled veterans compete for state contracts.
- Commercial Driver's License
Service members and veterans who served in a military position requiring operation of a military motor vehicle equivalent to a commercial motor vehicle on public roads and highways may be exempt from certain parts of the licensing exam.
- California Veteran Dependent College Fee Waiver
Eligible dependents of veterans may qualify for a fee waiver for mandatory tuition and fees at California community colleges, state universities, and UC campuses.
- California National Guard Education Assistance
The California National Guard Education Assistance Award Program covers costs at selected state universities and community colleges for Guard members in active status while attending school.
- California Veteran Recreation Benefits
California offers recreation benefits for veterans, including reduced fees for fishing and hunting licenses, state park and recreation pass benefits, and access to state veterans cemeteries.
Living in Sacramento, California
Sacramento, the capital city of California, exudes a unique blend of historic charm and contemporary vibrancy. Dotted with Gold Rush-era landmarks, tree-canopied streets, and a network of waterways, this river city offers a rich tapestry of cultural and natural attractions. The historic Old Sacramento, with its wooden boardwalks and horse-drawn carriages, is a living testament to the city's early days. Yet, it is juxtaposed against the modern skyline and burgeoning arts scene, as manifested in theaters, galleries, and monthly events like the Second Saturday Art Walk. The city's commitment to preserving its green spaces is evident in the extensive parks and recreational areas, such as the American River Parkway, which provides a lush escape for residents.
Life in Sacramento is also characterized by its community-centric approach and diverse populace. As one of the country's most racially integrated cities, it's a melting pot of cultures, cuisines, and traditions. Its Mediterranean climate ensures mild winters and hot, dry summers — perfect for indulging in the many farm-to-fork eateries, given the region's agricultural abundance. Moreover, Sacramento's strategic location means the snow-capped Sierra Nevada is just a short drive away, as are the verdant wine regions of Napa and Sonoma. With its evolving downtown, thriving local businesses, and engaged community spirit, Sacramento provides a balanced and enriching living experience.
Sacramento Neighborhoods & Surrounding Cities
- Midtown: Known for its eclectic mix of dining, shopping, and nightlife, Midtown Sacramento is a bustling district that often hosts events and festivals.
- Land Park: A serene residential area that boasts the scenic William Land Park, home to the Sacramento Zoo, Fairytale Town, and a beautiful golf course.
- East Sacramento: Popular for its historic homes and picturesque McKinley Park, it's a desirable residential area that exudes old-world charm.
- Pocket-Greenhaven: Characterized by its green spaces and family-friendly vibe, this area offers recreational opportunities along the Sacramento River.
- West Sacramento: An evolving region with modern developments and river views, providing easy access to downtown Sacramento.
- Elmhurst: A blend of classic homes and modern conveniences, this neighborhood is perfect for families and working professionals.
- Tahoe Park: Known for its large namesake park, Tahoe Park is a laid-back residential neighborhood popular among families.
- Arden-Arcade: Situated northeast of downtown, it's a shopping and dining hub, home to the upscale Arden Fair Mall.
- North Oak Park: A diverse community with a rich history, it has seen significant redevelopment in recent years.
- River Park: As its name suggests, this neighborhood offers river access and outdoor recreational activities, perfect for nature enthusiasts.
- Natomas: A newer part of Sacramento, it’s a rapidly growing area with shopping centers, parks, and modern homes.
- Curtis Park: A tree-lined and peaceful neighborhood, known for its classic homes and the scenic Curtis Park.
- Hollywood Park: A quiet and cozy community, it's conveniently located near major highways and amenities.
- Colonial Heights: A historic neighborhood with diverse architectural styles, it's close to shopping and parks.
- South Land Park: A residential haven with spacious homes, this area boasts scenic beauty and several parks.
- Sierra Oaks: An affluent area with luxurious homes, Sierra Oaks is known for its upscale living and shopping.
- La Riviera: Located along the American River, it offers picturesque views and outdoor activities for residents.
- Freeport Manor: A tight-knit community, it's characterized by its friendly vibe and proximity to amenities.
- Campus Commons: Ideal for students and professionals, it's close to Sac State and offers a mix of housing options.
- Willow Creek: A serene area adjacent to the American River, it's a favorite among those who enjoy a quiet residential ambiance.
Military Bases near Sacramento
While Sacramento is primarily a political hub, it's strategically located near significant military installations:
- Beale Air Force Base: Located to the north of Sacramento, this base plays a critical role in reconnaissance missions.
- Travis Air Force Base: Positioned to the southwest, it's a major cargo and transport hub for the U.S. Air Force.
- McClellan Air Force Base: Although no longer active, this base, now a business park, played a significant role in logistics and supplies.
- Coast Guard Air Station Sacramento: This installation is vital for the U.S. Coast Guard's operations in the region.
Local Universities in Sacramento
Sacramento is home to several esteemed educational institutions, catering to a variety of academic interests:
- California State University, Sacramento (Sac State): A pivotal institution known for its diverse programs, research contributions, and Hornets athletics.
- University of California, Davis: Located nearby in Davis, this university is globally recognized for its programs in agriculture, veterinary medicine, and more.
- Los Rios Community College District: Comprising several colleges, including American River College and Sacramento City College, it provides a range of associate degrees and vocational training programs.
Discover the Advantages of VA Loans in Sacramento
Where the storied past meets a promising future, Sacramento offers a blend of historical charm and modern amenities. For veterans and active-duty service members yearning to establish a home base, VA Loans in Sacramento serve as a bridge to fulfilling this dream. Let's delve into the unique benefits this special loan brings in the heart of California:
- Start Without Initial Payment: Delve into Sacramento's diverse property landscape without being encumbered by a large down payment. VA Loans make entry more accessible.
- Attractive Interest Propositions: With VA Loans, you stand to benefit from interest rates that are both competitive and favorable, ensuring long-term financial peace of mind.
- Eliminate PMI Worries: VA Loans liberate you from the constraints of private mortgage insurance, allowing you to use those extra funds to further enhance your Sacramento dwelling.
Boasting a mix of urban allure and the serenity of the surrounding valleys, Sacramento is a haven for veterans. And with MHS Lending guiding your way, you're guaranteed to make the most of every VA Loan benefit at your disposal.
MHS Lending: Your Sacramento VA Loan Specialist
Our prowess in VA Loans in Sacramento stems from an unwavering commitment to serve our veterans. Here’s why MHS Lending stands out as your trusted partner in the city:
- Guided Expertise: We at MHS Lending put your needs at the forefront. With tailored strategies, we pave a clear path for you in the Sacramento real estate market.
- Benefit Optimization: Our expertise lies in ensuring that you reap the maximum rewards from your VA Loan privileges, from start to finish.
- Effortless Home Buying: Navigating Sacramento's property landscape becomes a breeze with us. We ensure a seamless experience, allowing you to relish the anticipation of your new home.
If Sacramento's vibrant culture and dynamic lifestyle beckon you, MHS Lending is here to ensure your homeownership dreams are realized. Kickstart your homeownership journey today.
Quick Links To Other City Pages
- California Veteran Financial Benefits
