Interest rate

Current VA Mortgage Rates

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Today's VA Loan Rates:

30-Year Fixed VA Purchase Loan

6.25%

6.406%

Points: 1.625 ($4,875.00)

15-Year Fixed VA Purchase Loan

5.625%

5.958%

Points: 2.125 ($6,375.00)

Rate on this table are based on a 720 credit score. View full rate assumptions for this table or customizable rate based on your credit.

Rates

other VA rates

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30 Year VA
Purchase

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.827%

Points: 3.125 ($9,375.00)

Apply to pre-qualify
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    Rate

    7.625%

    /

    APR

    7.928%

    Points: 2.875 ($8,625.00)

    Rate

    7.75%

    /

    APR

    8.028%

    Points: 2.625 ($7,875.00)

30 Year VA
Jumbo Purchase

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.963%

Points: 4.375 ($39,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    8.078%

    Points: 4.25 ($38,250.00)

    Rate

    7.75%

    /

    APR

    8.165%

    Points: 3.875 ($34,875.00)

30 Year VA
Cash-Out Refinance

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.827%

Points: 3.125 ($9,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.928%

    Points: 2.875 ($8,625.00)

    Rate

    7.75%

    /

    APR

    8.028%

    Points: 2.625 ($7,875.00)

30 Year VA
VA Rate Reduction

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.774%

Points: 2.625 ($7,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.874%

    Points: 2.375 ($7,125.00)

    Rate

    7.75%

    /

    APR

    7.974%

    Points: 2.125 ($6,375.00)

30 Year VA
Purchase

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.774%

Points: 2.625 ($7,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.888%

    Points: 2.5 ($7,500.00)

    Rate

    7.75%

    /

    APR

    7.974%

    Points: 2.125 ($6,375.00)

30 Year VA
Jumbo Purchase

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.922%

Points: 4 ($36,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    8.023%

    Points: 3.75 ($33,750.00)

    Rate

    7.75%

    /

    APR

    8.11%

    Points: 3.375 ($30,375.00)

30 Year VA
Cash-Out Refinance

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.774%

Points: 2.625 ($7,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.888%

    Points: 2.5 ($7,500.00)

    Rate

    7.75%

    /

    APR

    7.974%

    Points: 2.125 ($6,375.00)

30 Year VA
VA Rate Reduction

Rate

7.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.721%

Points: 2.125 ($6,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.834%

    Points: 2 ($6,000.00)

    Rate

    7.75%

    /

    APR

    7.921%

    Points: 1.625 ($4,875.00)

30 Year VA
Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.822%

Points: 2 ($6,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.125%

    /

    APR

    7.226%

    Points: 1 ($3,000.00)

    Rate

    7.625%

    /

    APR

    7.664%

    Points: 0.375 ($1,125.00)

30 Year VA
Jumbo Purchase

Rate

7.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.467%

Points: 2.125 ($19,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.625%

    /

    APR

    7.821%

    Points: 1.875 ($16,875.00)

    Rate

    7.75%

    /

    APR

    7.921%

    Points: 1.625 ($14,625.00)

30 Year VA
Cash-Out Refinance

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.822%

Points: 2 ($6,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.125%

    /

    APR

    7.226%

    Points: 1 ($3,000.00)

    Rate

    7.625%

    /

    APR

    7.664%

    Points: 0.375 ($1,125.00)

30 Year VA
VA Rate Reduction

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.822%

Points: 2 ($6,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.125%

    /

    APR

    7.226%

    Points: 1 ($3,000.00)

    Rate

    7.625%

    /

    APR

    7.664%

    Points: 0.375 ($1,125.00)

30 Year VA
Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.747%

Points: 1.25 ($3,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.75%

    /

    APR

    6.836%

    Points: 0.875 ($2,625.00)

    Rate

    7.125%

    /

    APR

    7.15%

    Points: 0.25 ($750.00)

30 Year VA
Jumbo Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.859%

Points: 2.375 ($21,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.375%

    /

    APR

    7.503%

    Points: 1.25 ($11,250.00)

    Rate

    8.125%

    /

    APR

    8.205%

    Points: 0.75 ($6,750.00)

30 Year VA
Cash-Out Refinance

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.747%

Points: 1.25 ($3,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.75%

    /

    APR

    6.836%

    Points: 0.875 ($2,625.00)

    Rate

    7.125%

    /

    APR

    7.15%

    Points: 0.25 ($750.00)

30 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.442%

Points: 2 ($6,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.747%

    Points: 1.25 ($3,750.00)

    Rate

    7.25%

    /

    APR

    7.263%

    Points: 0.125 ($375.00)

30 Year VA
Purchase

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.418%

Points: 1.75 ($5,250.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.698%

    Points: 0.75 ($2,250.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
Jumbo Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.822%

Points: 2 ($18,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.25%

    /

    APR

    7.339%

    Points: 0.875 ($7,875.00)

    Rate

    7.75%

    /

    APR

    7.789%

    Points: 0.375 ($3,375.00)

30 Year VA
Cash-Out Refinance

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.418%

Points: 1.75 ($5,250.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.698%

    Points: 0.75 ($2,250.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.418%

Points: 1.75 ($5,250.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.698%

    Points: 0.75 ($2,250.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
Purchase

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.406%

Points: 1.625 ($4,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.686%

    Points: 0.625 ($1,875.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

30 Year VA
Jumbo Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.809%

Points: 1.875 ($16,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.25%

    /

    APR

    7.326%

    Points: 0.75 ($6,750.00)

    Rate

    7.75%

    /

    APR

    7.776%

    Points: 0.25 ($2,250.00)

30 Year VA
Cash-Out Refinance

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.406%

Points: 1.625 ($4,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.686%

    Points: 0.625 ($1,875.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

30 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.406%

Points: 1.625 ($4,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.5%

    /

    APR

    6.609%

    Points: 1.125 ($3,375.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

15 Year VA
Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.323%

Points: 4.25 ($12,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.00%

    /

    APR

    7.663%

    Points: 4 ($12,000.00)

    Rate

    7.125%

    /

    APR

    7.705%

    Points: 3.5 ($10,500.00)

15 Year VA
Jumbo Purchase

Rate

5.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.743%

Points: 7.625 ($68,625.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    5.625%

    /

    APR

    6.829%

    Points: 7.375 ($66,375.00)

    Rate

    5.75%

    /

    APR

    6.894%

    Points: 7 ($63,000.00)

15 Year VA
Cash-Out Refinance

Rate

6.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.28%

Points: 4.75 ($14,250.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    7.365%

    Points: 4.5 ($13,500.00)

    Rate

    6.75%

    /

    APR

    7.472%

    Points: 4.375 ($13,125.00)

15 Year VA
VA Rate Reduction

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.302%

Points: 4.125 ($12,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.75%

    /

    APR

    7.387%

    Points: 3.875 ($11,625.00)

    Rate

    7.125%

    /

    APR

    7.684%

    Points: 3.375 ($10,125.00)

15 Year VA
Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.302%

Points: 4.125 ($12,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.00%

    /

    APR

    7.663%

    Points: 4 ($12,000.00)

    Rate

    7.125%

    /

    APR

    7.705%

    Points: 3.5 ($10,500.00)

15 Year VA
Jumbo Purchase

Rate

5.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.657%

Points: 7.125 ($64,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    5.625%

    /

    APR

    6.765%

    Points: 7 ($63,000.00)

    Rate

    5.75%

    /

    APR

    6.808%

    Points: 6.5 ($58,500.00)

15 Year VA
Cash-Out Refinance

Rate

6.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.216%

Points: 4.375 ($13,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    7.302%

    Points: 4.125 ($12,375.00)

    Rate

    7.125%

    /

    APR

    7.747%

    Points: 3.75 ($11,250.00)

15 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.898%

Points: 4 ($12,000.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.5%

    /

    APR

    7.132%

    Points: 3.875 ($11,625.00)

    Rate

    6.625%

    /

    APR

    7.217%

    Points: 3.625 ($10,875.00)

15 Year VA
Purchase

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.009%

Points: 2.375 ($7,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.875%

    /

    APR

    7.304%

    Points: 2.625 ($7,875.00)

    Rate

    7.00%

    /

    APR

    7.347%

    Points: 2.125 ($6,375.00)

15 Year VA
Jumbo Purchase

Rate

5.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.572%

Points: 6.625 ($59,625.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    5.625%

    /

    APR

    6.658%

    Points: 6.375 ($57,375.00)

    Rate

    5.75%

    /

    APR

    6.723%

    Points: 6 ($54,000.00)

15 Year VA
Cash-Out Refinance

Rate

7.00%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.389%

Points: 2.375 ($7,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    7.125%

    /

    APR

    7.432%

    Points: 1.875 ($5,625.00)

    Rate

    7.25%

    /

    APR

    7.6%

    Points: 2.125 ($6,375.00)

15 Year VA
VA Rate Reduction

Rate

6.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.924%

Points: 2.625 ($7,875.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.989%

    Points: 2.25 ($6,750.00)

    Rate

    7.25%

    /

    APR

    7.6%

    Points: 2.125 ($6,375.00)

15 Year VA
Purchase

Rate

5.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.125%

Points: 2.375 ($7,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.5%

    /

    APR

    6.72%

    Points: 1.375 ($4,125.00)

    Rate

    7.25%

    /

    APR

    7.331%

    Points: 0.5 ($1,500.00)

15 Year VA
Jumbo Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.484%

Points: 2.25 ($20,250.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.875%

    /

    APR

    7.098%

    Points: 1.375 ($12,375.00)

    Rate

    7.25%

    /

    APR

    7.413%

    Points: 1 ($9,000.00)

15 Year VA
Cash-Out Refinance

Rate

5.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.125%

Points: 2.375 ($7,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.5%

    /

    APR

    6.72%

    Points: 1.375 ($4,125.00)

    Rate

    7.25%

    /

    APR

    7.331%

    Points: 0.5 ($1,500.00)

15 Year VA
VA Rate Reduction

Rate

5.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.105%

Points: 2.25 ($6,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.5%

    /

    APR

    6.72%

    Points: 1.375 ($4,125.00)

    Rate

    6.75%

    /

    APR

    6.911%

    Points: 1 ($3,000.00)

15 Year VA
Purchase

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.978%

Points: 2.25 ($6,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.125%

    /

    APR

    6.343%

    Points: 1.375 ($4,125.00)

    Rate

    7.25%

    /

    APR

    7.27%

    Points: 0.125 ($375.00)

15 Year VA
Jumbo Purchase

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.251%

Points: 2.375 ($21,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.75%

    /

    APR

    6.951%

    Points: 1.25 ($11,250.00)

    Rate

    7.25%

    /

    APR

    7.352%

    Points: 0.625 ($5,625.00)

15 Year VA
Cash-Out Refinance

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.978%

Points: 2.25 ($6,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.125%

    /

    APR

    6.343%

    Points: 1.375 ($4,125.00)

    Rate

    7.25%

    /

    APR

    7.27%

    Points: 0.125 ($375.00)

15 Year VA
VA Rate Reduction

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.978%

Points: 2.25 ($6,750.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.125%

    /

    APR

    6.343%

    Points: 1.375 ($4,125.00)

    Rate

    7.25%

    /

    APR

    7.27%

    Points: 0.125 ($375.00)

15 Year VA
Purchase

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.958%

Points: 2.125 ($6,375.00)

Apply to pre-qualify

15 Year VA
Jumbo Purchase

Rate

5.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.125%

Points: 2.375 ($21,375.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.625%

    /

    APR

    6.846%

    Points: 1.375 ($12,375.00)

    Rate

    7.25%

    /

    APR

    7.331%

    Points: 0.5 ($4,500.00)

15 Year VA
Cash-Out Refinance

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.958%

Points: 2.125 ($6,375.00)

Apply to pre-qualify

15 Year VA
VA Rate Reduction

Rate

5.5%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.872%

Points: 2.375 ($7,125.00)

Apply to pre-qualify
  • Show Additional Rates

    Rate

    6.125%

    /

    APR

    6.323%

    Points: 1.25 ($3,750.00)

    Rate

    6.875%

    /

    APR

    6.935%

    Points: 0.375 ($1,125.00)

6 Month
VA Mortgage Indices

      View Disclaimer

      Historical Mortgage Rates Data

      Source: Optimal Blue, LLC
      The mortgage rates depicted in this chart represent historical data over a specified period of time and are provided by Optimal Blue, LLC. These rates are for informational purposes only and do not reflect current, actual rates available to individual borrowers. The rates shown are not indicative of the rates for which any individual may be qualified.

      Disclaimer:

      • The rates shown may not represent the actual rates or terms available to you, as your specific rate will depend on various factors, including but not limited to your creditworthiness, loan amount, down payment, property type, and other underwriting criteria.
      • Mortgage rates are subject to change without notice and can fluctuate based on market conditions and individual circumstances.
      • This information is not an offer to lend or a guarantee of a specific rate or loan approval. All mortgage lending decisions are subject to the lender's underwriting standards, and additional terms and conditions may apply.
      • Borrowers are advised to consult with a licensed mortgage professional to receive an accurate, personalized quote based on their specific situation.

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      Rate Blogs

      About Mortgage Rates

      Here we've compiled some of our relevant blogs and articles on mortgage rates.

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      How Do Interest Rates Work?

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      Rate Assumptions

      VA Loan Rates and APR

      Rates and APR calculations are current as of the latest update. Mortgage rates are subject to daily updates. Availability of loan types varies by state.

      All rate availability is contingent upon the individual's credit score and specific details of the loan transaction. First-time home-buyers may not qualify for jumbo products. The presented interest rates are subject to change without notice and are not guaranteed until locked in by your Loan Officer.

      Assumptions:

      • Owner-occupied primary residence (excluding manufactured homes)
      • Default credit score of 720 (modifiable via our interactive drop-down menu; changes may affect displayed rates)
      • Includes applicable charges and fees (including the VA Funding Fee)
      • Assumes 181 days of eligible active regular (non-reserves) military service with no service-related disabilities or prior use of a VA Loan

      Fixed-Rate Purchase Loan Assumptions:

      In addition to the above assumptions:
      • Assumes a 30-day lock period
      • No down payment required
      • Loan amount of $295,000

      Streamline (IRRRL) Loan Assumptions:

      In addition to the above assumptions:
      • Assumes a 45-day lock period

      Cash-Out Loan Assumptions:

      In addition to the above assumptions:
      • Assumes a 60-day lock period
      • Loan-to-value ratio lower than 90%

      Jumbo Loan Assumptions:

      In addition to the above assumptions:
      • Jumbo purchase loans assume a 45-day lock period
      • Jumbo IRRRLs assume a 45-day lock period
      • Jumbo Cash-outs assume a 60-day lock period
      • All Jumbo loan rates assume a loan amount exceeding the conforming loan limit, which varies by location
      • Special considerations apply for Alaska, California, and Hawaii loans regarding jumbo qualifications and pricing

      These rates are accurate as of
      Friday, December 20th, 2024 at 10:35 AM PST