Meet the Team
Learn more about the team that will help get you home.
Kevin Heffernan
Senior Loan Officer
NMLS # 1049299
Senior Loan Officer
(314) 605-6619
kheffernan@mhslending.com

Jessica Palmer
Loan Officer
NMLS # 527704
Loan Officer
(210) 410-1110
jpalmer@mhslending.com

Derek Schetselaar
Senior Loan Officer
NMLS # 1522068
Senior Loan Officer
(801) 889-7293
dereks@mhslending.com

Merry Cristiani
Senior Loan Officer
NMLS # 1717999
Senior Loan Officer
(858) 699-3154
mcristiani@mhslending.com

Mariano Dowgaluk
Loan Officer
NMLS # 1104979
Loan Officer
(619) 728-9301
mdowgaluk@mhslending.com

Sabrina Barella
Loan Officer
NMLS # 2122096
Loan Officer
(619) 790-5855
sbarella@mhslending.com
Jason Gibson
Senior Loan Officer
NMLS # 1311102
Senior Loan Officer
(619) 736-8671
jgibson@mhslending.com

Kyle Melvin
Loan Officer
NMLS # 1486450
Loan Officer
(619) 728-9296
kmelvin@mhslending.com
Nick Price
Loan Officer
NMLS # 1336512
Loan Officer
(808) 224-8133
nprice@mhslending.com

Allen Santos
Loan Officer
NMLS # 1926264
Loan Officer
(619) 762-5709
asantos@mhslending.com

Amari Smith
Loan Officer
NMLS # 2286614
Loan Officer
(619) 762-5708
asmith@mhslending.com

Drew Smith
Loan Officer
NMLS # 2113580
Loan Officer
(719) 507-1223
dsmith@mhslending.com

Anthony Garcia
Loan Officer
NMLS # 2097055
Loan Officer
(808) 272-7548
agarcia@mhslending.com

Chris Lamm
Branch Manager
NMLS # 209221
Branch Manager
(530) 282-1166
clamm@mhslending.com

Marshall Clark
Loan Officer
NMLS # 1561075
Loan Officer
(530) 869-1737
mclark@mhslending.com

Kathleen Kelley
Loan Officer
NMLS # 2001736
Loan Officer
(530) 869-1738
kkelley@gomortgageone.com

Cheryl Zenski
Senior Loan Officer
NMLS # 260411
Senior Loan Officer
(951) 704-8804
czenski@mhslending.com

Dallas Myers
Loan Officer
NMLS # 779905
Loan Officer
(707) 831-0572
dmyers@mhslending.com

Krishneel Sharma
Branch Manager
NMLS # 916054
Branch Manager
(707) 831-0571
ksharma@mhslending.com

Brady Bales
Branch Manager
NMLS # 139842
Branch Manager
(904) 414-5922
bbales@mhslending.com

Sean Rowley
Branch Manager
NMLS # 2003532
Branch Manager
(503) 789-5811
srowley@mhslending.com

Kenny Sylvester
Branch Manager
NMLS # 194639
Branch Manager
(301) 690-6810
ksylvester@mhslending.com

Joshua McKenzie
Branch Manager
NMLS # 1132885
Branch Manager
(509) 797-0001
jmckenzie@gomortgageone.com

Ashley Davis
Loan Officer
NMLS # 2577984
Loan Officer
(936) 256-9001
adavis@mhslending.com

Don Williams
Loan Officer
NMLS # 1031805
Loan Officer
(904) 594-4094
dwilliams@mhslending.com

Frank Ruvalcaba
Branch Manager
NMLS # 244212
Branch Manager
(775) 510-1822
fruvalcaba@mhslending.com

Judymay Russell
Loan Officer
NMLS # 977204
Loan Officer
(661) 509-3511
jrussell@mhslending.com

John Faiella
Branch Manager
NMLS # 288880
Branch Manager
(843) 874-0900
jfaiella@mhslending.com

Jim Wagoner
Branch Manager
NMLS # 261446
Branch Manager
(503) 994-0124
jwagoner@mhslending.com

David Wallace
Branch Manager
NMLS # 841362
Branch Manager
(760) 783-5087
dwallace@mhslending.com

Jason Wood
Branch Manager
NMLS # 317293
Branch Manager
(760) 350-3989
jwood@valoanguy.us

Kyle Jessee
Senior Loan Officer
NMLS # 1212644
Senior Loan Officer
(443) 789-7506
kjessee@mhslending.com

Jeff Thomas
Loan Officer
NMLS # 227846
Loan Officer
(703) 338-4020
jthomas@mhslending.com

Patrick Kelly
Loan Officer
NMLS # 1534902
Loan Officer
pkelly@mhslending.com

Alexandra Gonsor
Loan Officer
NMLS # 1982254
Loan Officer
(817) 793-6979
agonsor@mhslending.com

Matthew Ayala
Loan Officer
NMLS # 2517740
Loan Officer
(619) 416-1799
mayala@mhslending.com

David Lineback
Senior Loan Officer
NMLS # 1882136
Senior Loan Officer
(678) 643-2887
dlineback@mhslending.com

Pablo Ruiz Olvera
Loan Officer
NMLS # 1556482
Loan Officer
(425) 393-9475
pruizolvera@mhslending.com

Bradley Osterman
Branch Manager
NMLS # 1972229
Branch Manager
(813) 582-7884
bosterman@mhslending.com

Karl Fricke
Loan Officer
NMLS # 146905
Loan Officer
(317) 507-3200
kfricke@mhslending.com

Jacqueline Barraza
Loan Officer
NMLS # 1885597
Loan Officer
(720) 621-7705
jbarraza@mhslending.com

Hong Nunns
Support
NMLS # 1870981
Support
(619) 728-7620
hnunns@mhslending.com

Melissa Monasmith
Support
NMLS #
Support

Gage Murphy
Support
NMLS #
Support
gmurphy@mhslending.com

Angie Hoye
Support
NMLS # 1435445
Support
(619) 762-5707
ahoye@gomortgageone.com

Laura Miller
Support
NMLS #
Support
lmiller@mhslending.com

Karla Palacios
Support
NMLS # 2454211
Support
(210) 939-4474
kpalacios@mhslending.com

Jacob Williams
Support
NMLS # 1907418
Support
(619) 399-2281
jwilliams@mhslending.com

Cinthia Lugo
Support
NMLS #
Support
(619) 859-5944
clugo@mhslending.com

Melissa McCormick
Support
NMLS #
Support
(760) 627-0810
mmccormick@mhslending.com

Melissa Alexander
Support
NMLS #
Support
(760) 607-6006
malexander@gomortgageone.com

Lisa Vogel
Support
NMLS #
Support
(916) 237-1582
lvogel@mhslending.com

David Kilby
Support
NMLS # 1549250
Support
(971) 422-0861
dkilby@mhslending.com

Kameron Hopkins
Support
NMLS # 1025132
Support
(509) 901-6131
khopkins@mhslending.com

Caleb Whisman
Admin
NMLS # 12932392
Admin
(619) 900-1819
caleb@mhslending.com

Bryce Schetselaar
Admin
NMLS # 474282
Admin
(858) 255-0232
bryce@mhslending.com
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