A picture in the city of Wilmington

Wilmington

Branches located in North Carolina

About Wilmington, North Carolina

Welcome to Wilmington, a charming port city where the Cape Fear River meets the Atlantic Ocean, offering a unique blend of history, culture, and coastal beauty. Renowned for its picturesque riverfront, historic downtown, and vibrant arts scene, Wilmington attracts a diverse populace, from young professionals to retirees. The city's economy thrives on tourism, film production, and a growing business sector. Wilmington's neighborhoods range from historic districts with antebellum architecture to modern beachfront communities, providing a variety of living options for residents. With its beautiful beaches, thriving culinary scene, and numerous cultural attractions, Wilmington stands out as a gem on North Carolina's coast.

Average Home Prices in Wilmington

The average home price in Wilmington, NC, stands at approximately $395,758.

Based on calculations of home data from MLS and/or public records.

North Carolina Veteran Benefits

  • North Carolina State Veterans Homes
    North Carolina provides four state veterans homes in Black Mountain, Fayetteville, Kinston, and Salisbury, offering care for honorably discharged resident veterans who meet eligibility criteria, with an associated fee.
  • Income Tax
    Military retirement pay and Survivor Benefit Plan (SBP) payments are exempt from state income tax in North Carolina, offering financial relief to veterans.
  • Property Tax Exemption
    Veterans with a 100% permanent and total disability rating from the VA are eligible for a significant deduction on their home's property tax, with benefits extending to surviving spouses.
  • Vehicle Highway Tax Exemption
    Disabled veterans in North Carolina can receive an exemption from the highway tax for vehicles adapted by the VA for their use.
  • State Employment Veterans Preference
    North Carolina provides employment preference to wartime veterans, spouses of disabled veterans, and surviving spouses, aiding in state government job acquisition.
  • Assistive Technology Program
    The NC Assistive Technology Program supports veterans with disabilities, offering technology solutions and services to aid in their transition to civilian life.
  • Business Support
    Business Link North Carolina (BLNC) offers free support to veterans starting small businesses, providing resources and guidance for entrepreneurial success.
  • Scholarship for Children of Wartime Veterans
    This scholarship supports education for children of wartime veterans or disabled veterans, fostering academic growth and opportunity.
  • Veteran Recreation Benefits
    North Carolina offers discounted hunting and fishing licenses to disabled veterans and allows active-duty members stationed in the state to obtain licenses at resident rates.
  • State Veterans Cemeteries
    The state maintains four veterans cemeteries where honorably discharged North Carolina veterans are eligible for free burial, with a nominal fee for spouses.
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Wilmington Neighborhoods and Surrounding Areas

Wilmington's neighborhoods offer a rich tapestry of lifestyles, from historic downtown areas to serene beachside communities. Here's a closer look at 20 distinct neighborhoods and areas in Wilmington, highlighting their unique characteristics and community feel:

  • Historic Downtown Wilmington: The heart of the city, known for its well-preserved historic buildings, vibrant arts scene, and bustling riverfront, offering a lively urban living experience with a historic charm.
  • Landfall: A prestigious gated community known for its luxury homes, championship golf courses, and proximity to Wrightsville Beach, catering to those seeking an upscale coastal lifestyle.
  • Carolina Beach: A laid-back beach town within Wilmington's metropolitan area, offering a mix of residential styles, from charming beach cottages to modern condos, ideal for beach lovers and outdoor enthusiasts.
  • Wrightsville Beach: Renowned for its stunning beaches and active community, Wrightsville Beach is a highly sought-after area, offering waterfront living and a variety of water sports and outdoor activities.
  • Mayfaire: A newer development known for its shopping centers, restaurants, and upscale apartment living, Mayfaire combines convenience with modern amenities, attracting young professionals and families.
  • Ogden: A rapidly growing area with a mix of established neighborhoods and new constructions, Ogden offers a suburban feel with easy access to schools, parks, and shopping.
  • Porters Neck: Situated in the northern part of Wilmington, Porters Neck offers a serene setting with high-end homes, golf courses, and access to the Intracoastal Waterway.
  • Leland: Just across the Cape Fear River, Leland is a booming community with a variety of housing options, appealing to those who prefer a quieter setting while still being close to the city's amenities.
  • Masonboro: Known for its large homes and private estates, Masonboro offers a secluded feel with access to some of Wilmington's best schools, making it a top choice for families.
  • Pine Valley: A well-established neighborhood with a diverse range of homes, Pine Valley is known for its family-friendly atmosphere, parks, and accessibility to shopping and dining.
  • Kure Beach: A small beach community known for its family-oriented atmosphere, historic fishing pier, and beautiful beaches, providing a quiet escape with a strong sense of community.
  • Forest Hills: A historic neighborhood with stately homes, mature trees, and winding streets, Forest Hills exudes an old-world charm, appealing to those who appreciate character and history.
  • Autumn Hall: A master-planned community that blends Southern architecture with modern amenities, offering parks, walking trails, and a community pool, ideal for active families and retirees.
  • Murrayville: Situated in the northern part of the city, Murrayville is a growing residential area offering affordability and a peaceful lifestyle, with convenient access to Wilmington's resources.
  • Silver Lake: A neighborhood with a mix of older homes and new developments, Silver Lake offers a range of affordable housing options within a close-knit community setting.
  • Seagate: Located near Wrightsville Beach, Seagate offers a blend of mid-century homes and new constructions, popular with those seeking a balance between city and beach life.
  • Belle Meade: Known for its well-maintained properties and community-focused living, Belle Meade attracts a variety of residents, from young families to retirees.
  • Tanglewood: Offering spacious homes and large lots, Tanglewood is a quiet, established neighborhood, appealing to those seeking space and privacy.
  • Myrtle Grove: A family-friendly area with a variety of housing styles, Myrtle Grove is known for its good schools, parks, and proximity to outdoor recreational opportunities.
  • River Lights: A newer waterfront community featuring modern homes, retail spaces, and community events, River Lights is designed for an active and connected lifestyle.

Military Presence in Wilmington

While Wilmington is not directly associated with a major military base, its coastal location and historic significance have fostered a strong military community. The city honors its veterans and active-duty personnel with various memorials, services, and community support networks:

  • Community Support: Wilmington offers robust support networks and resources for military members and their families, including veteran service organizations and community events that celebrate and support the military community.
  • Proximity to Bases: Though not home to a base itself, Wilmington's location in North Carolina places it within reach of several military installations, offering access to resources and communities for service members and their families.

Education in Wilmington

Wilmington is known for its commitment to education, providing excellent educational opportunities from primary to higher education. The city's schools, colleges, and universities are well-regarded for their academic programs and community involvement:

  • New Hanover County Schools: Offering a range of public schools known for their strong academic programs and community involvement, catering to the educational needs of families in Wilmington.
  • University of North Carolina Wilmington (UNCW): As a key educational institution, UNCW contributes to the city's vibrant academic atmosphere, offering diverse programs and a commitment to community engagement and research.
  • Cape Fear Community College: This institution provides a variety of educational pathways, including vocational training, associate degrees, and continuing education programs, serving a broad spectrum of students.

VA Home Loans in Wilmington

Wilmington's real estate market is accessible to veterans and military families, with VA home loans offering an advantageous path to homeownership:

  • VA Loan Accessibility: Local lenders in Wilmington specialize in VA loans, providing veterans with expert guidance and support through the home-buying process, ensuring they maximize their benefits.
  • Housing Diversity: The Wilmington real estate market offers a wide range of properties that qualify for VA loans, from historic homes in downtown to new constructions in suburban neighborhoods.
  • Community Resources: Wilmington's commitment to its veteran population is evident in the city's resources, support services, and community programs designed to assist military families in transitioning to civilian life.

With the help of VA home loans and local expertise, veterans can find a welcoming and supportive community in Wilmington, making it an ideal location for those who have served to call home. Get Started Now.

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