Charlotte

Branches located in North Carolina

About Charlotte, North Carolina

Welcome to Charlotte, North Carolina's largest city, where modern city life meets Southern charm. Known as a major financial hub, Charlotte is home to a dynamic mix of cultures, arts, and entertainment. The city boasts a range of neighborhoods, each with its unique character, from the bustling streets of Uptown to the historic homes in Myers Park. Charlotte's residents enjoy a high quality of life with access to excellent schools, diverse culinary options, and numerous parks and greenways. The city's commitment to growth and innovation, coupled with its rich history and welcoming community, makes Charlotte an attractive place to live, work, and play.

Average Home Prices in Charlotte

The average home price in Charlotte, NC, stands at approximately $391,750.

Based on calculations of home data from MLS and/or public records.

North Carolina Veteran Benefits

North Carolina State Veterans Homes
North Carolina provides four state veterans homes in Black Mountain, Fayetteville, Kinston, and Salisbury, offering care for honorably discharged resident veterans who meet eligibility criteria, with an associated fee.
Income Tax
Military retirement pay and Survivor Benefit Plan (SBP) payments are exempt from state income tax in North Carolina, offering financial relief to veterans.
Property Tax Exemption
Veterans with a 100% permanent and total disability rating from the VA are eligible for a significant deduction on their home's property tax, with benefits extending to surviving spouses.
Vehicle Highway Tax Exemption
Disabled veterans in North Carolina can receive an exemption from the highway tax for vehicles adapted by the VA for their use.
State Employment Veterans Preference
North Carolina provides employment preference to wartime veterans, spouses of disabled veterans, and surviving spouses, aiding in state government job acquisition.
Assistive Technology Program
The NC Assistive Technology Program supports veterans with disabilities, offering technology solutions and services to aid in their transition to civilian life.
Business Support
Business Link North Carolina (BLNC) offers free support to veterans starting small businesses, providing resources and guidance for entrepreneurial success.
Scholarship for Children of Wartime Veterans
This scholarship supports education for children of wartime veterans or disabled veterans, fostering academic growth and opportunity.
Veteran Recreation Benefits
North Carolina offers discounted hunting and fishing licenses to disabled veterans and allows active-duty members stationed in the state to obtain licenses at resident rates.
State Veterans Cemeteries
The state maintains four veterans cemeteries where honorably discharged North Carolina veterans are eligible for free burial, with a nominal fee for spouses.

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Charlotte Neighborhoods and Surrounding Areas

Charlotte's neighborhoods offer a variety of lifestyles, catering to all preferences. Here's an in-depth look at 20 neighborhoods in the city:

Uptown: The heart of Charlotte, featuring a mix of business, entertainment, and residential life, with numerous high-rises and cultural landmarks.
Myers Park: Known for its majestic tree-lined streets and upscale homes, Myers Park is one of Charlotte's most prestigious neighborhoods.
South End: A vibrant area with a blend of historic buildings and modern developments, popular for its art scene and nightlife.
Dilworth: Offering a blend of historic charm and urban living, Dilworth is known for its bungalow-style homes and friendly atmosphere.
Ballantyne: A modern and affluent neighborhood, featuring luxurious homes, golf courses, and shopping centers.
NoDa: Short for North Davidson, this arts district is known for its eclectic art galleries, live music venues, and colorful murals.
Plaza Midwood: A diverse and eclectic neighborhood, offering a mix of vintage shops, funky restaurants, and charming homes.
Elizabeth: Combining historic charm with modern amenities, Elizabeth is home to two of Charlotte's major hospitals and lovely green spaces.
SouthPark: An upscale area known for its namesake mall, SouthPark offers luxury shopping, fine dining, and high-end residential options.
University City: Anchored by UNC Charlotte, this area is a hub for education and innovation, with a lively student population.
Cotswold: An established neighborhood with a mix of homes and shopping centers, offering a suburban feel with city convenience.
Matthews: A suburb of Charlotte, Matthews retains a small-town feel with its historic downtown and community events.
Huntersville: Known for its recreational opportunities, including Lake Norman, Huntersville offers a blend of lakeside living and suburban amenities.
Davidson: A charming college town, Davidson is known for its pedestrian-friendly downtown and strong sense of community.
Cornelius: Offering lakefront living on Lake Norman, Cornelius is popular for its boating, fishing, and waterfront parks.
Wesley Chapel: A rapidly growing suburb with excellent schools, shopping, and family-friendly neighborhoods.
Mint Hill: Providing a quieter pace of life with easy access to Charlotte, Mint Hill features spacious homes and local parks.
Fort Mill: Just over the border in South Carolina, Fort Mill is known for its excellent schools, lower taxes, and the Anne Springs Close Greenway.
Weddington: Offering rural charm with luxury homes on large lots, Weddington is noted for its high quality of life and excellent schools.
Harrisburg: A growing town with a close-knit community feel, Harrisburg offers a range of housing options and local amenities.

Military in Charlotte

Support for Veterans: Charlotte provides comprehensive support for veterans, including healthcare services, community organizations, and networking opportunities for military families.
Local Military Presence: While Charlotte does not have a major military base, it has a strong veteran community and nearby installations contribute to the city's military-connected population.
Military Events and Recognition: The city hosts various events and programs to honor and support military members, veterans, and their families, showcasing community appreciation for their service.

Local Universities in Charlotte

University of North Carolina at Charlotte: A major public university offering a wide range of programs and services, including support for veteran and military students.
Queens University of Charlotte: A private university known for its commitment to academic excellence and community engagement, offering various resources for veterans.

VA Home Loans in Charlotte with MHS Lending

Expert Real Estate Guidance: MHS Lending provides veterans with expertise in navigating the Charlotte real estate market, ensuring they find homes that meet their needs.
Specialized VA Loan Assistance: Veterans in Charlotte can benefit from specialized assistance in utilizing VA loans, with personalized support throughout the home buying process.
Dedicated Customer Service: MHS Lending offers tailored services to veterans, focusing on their unique needs and preferences in the home buying journey.

Explore homeownership in Charlotte with MHS Lending's specialized VA home loan services, designed to help veterans achieve their housing goals. Get Started Now.