Charleston
Branches located in South Carolina
About Charleston, South Carolina
Welcome to Charleston, South Carolina, a city renowned for its rich history, well-preserved architecture, and vibrant cultural life. Nestled on the Atlantic coast, Charleston offers a unique blend of charm and sophistication, with its cobblestone streets, horse-drawn carriages, and an array of historic landmarks. The city's friendly locals, diverse culinary scene, and thriving arts and music culture make it an attractive destination for residents and visitors alike.
Average Home Prices in Charleston
The average home price in Charleston, SC, stands at approximately $541,040, reflecting the city's desirability and growing real estate market. Charleston offers a variety of housing options, from historic homes in downtown areas to modern residences in newly developed neighborhoods, catering to a range of tastes and lifestyles.
Based on calculations of home data from MLS and/or public records.
Veteran Benefits in South Carolina
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South Carolina Veterans Financial Benefits
South Carolina honors its veterans with various financial benefits, including tax exemptions on active-duty pay for Reserve and National Guard, tax-free military retirement, and property tax benefits for disabled veterans.
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Property Taxes for Disabled Veterans
Veterans who are permanently and totally disabled are eligible for significant property tax exemptions, demonstrating South Carolina's support for those who have served.
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South Carolina Veterans Employment Benefits
Veterans in South Carolina are given preference in state and public employment, aiding their transition to civilian life. The state also allows veterans to receive credit for military service in state retirement plans.
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Education Benefits for Veterans' Children
Children of veterans who meet certain criteria can receive free tuition at state institutions, providing educational opportunities in honor of their parents' service.
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Recreational Benefits for Veterans
South Carolina offers free or discounted hunting and fishing licenses to disabled veterans, and active-duty military personnel can enjoy these benefits at resident rates. State parks also offer reduced admission fees for totally disabled veterans.
Charleston Neighborhoods and Surrounding Areas
Charleston is home to a variety of neighborhoods, each offering its own unique character and lifestyle. Here are 25 neighborhoods in Charleston, providing a glimpse into the city's varied living environments:
- South of Broad: An iconic area known for its well-preserved historic homes and picturesque streets, South of Broad is a prime location, offering a deep dive into Charleston's rich history and culture.
- French Quarter: Celebrated for its art galleries, fine dining, and historic market, the French Quarter is a vibrant neighborhood that blends Charleston's past with contemporary living.
- Harleston Village: With its mix of historic homes, colleges, and green spaces, Harleston Village appeals to students, professionals, and families looking for a dynamic yet peaceful urban setting.
- Wagener Terrace: A neighborhood known for its friendly community, riverside views, and charming homes, Wagener Terrace offers a serene yet connected lifestyle in Charleston.
- James Island: Offering a mix of suburban comfort and natural beauty, James Island is ideal for those seeking a quieter, laid-back lifestyle close to both downtown Charleston and the beach.
- West Ashley: Featuring a variety of shopping and dining options, West Ashley is a residential area with diverse housing, popular with families and young professionals alike.
- North Charleston: An area with a dynamic industrial and cultural scene, North Charleston offers affordable living, numerous parks, and a growing arts community.
- Mount Pleasant: Known for its excellent schools, recreational opportunities, and vibrant local economy, Mount Pleasant is a desirable area for families and individuals seeking a blend of modern amenities and community spirit.
- Avondale: Avondale's eclectic mix of shops, restaurants, and bars, combined with its charming residential streets, makes it a trendy spot for young adults and professionals.
- Daniel Island: Offering a planned community experience, Daniel Island is known for its luxurious homes, golf courses, and a tight-knit community, catering to those seeking an upscale, serene lifestyle.
- Elliotborough: A neighborhood in transition, Elliotborough attracts a diverse group of residents with its historic homes, new businesses, and a vibrant, evolving community vibe.
- Hampton Park Terrace: Adjacent to one of Charleston's largest parks, this neighborhood is perfect for those who enjoy outdoor activities, community events, and historic homes.
- Cannonborough: A blend of students, professionals, and long-term residents, Cannonborough is known for its lively atmosphere, local businesses, and convenient downtown access.
- Riverland Terrace: Situated along the Stono River, Riverland Terrace offers picturesque views, a boat landing, and lush public gardens, ideal for those who appreciate a close connection to nature.
- Sullivan's Island: With its stunning beaches, historic sites, and relaxed vibe, Sullivan's Island is a sought-after location for those looking to combine coastal living with Charleston's charm.
- Isle of Palms: Known for its beautiful beaches, resorts, and golf courses, Isle of Palms offers a luxurious escape with a variety of outdoor and leisure activities.
- Shadowmoss: A residential community with a renowned golf course, Shadowmoss appeals to families and individuals who enjoy a quiet, suburban environment with recreational amenities.
- Byrnes Down: A charming post-war neighborhood, Byrnes Down is known for its convenient location, community feel, and well-maintained homes, attracting a mix of residents.
- Radcliffeborough: Close to the College of Charleston, Radcliffeborough is a neighborhood with a youthful energy, historic homes, and a convenient location, making it popular among students and faculty.
- Old Village: Located in Mount Pleasant, Old Village is one of the oldest and most picturesque areas, offering a glimpse into Charleston's past with its historic homes and tree-lined streets.
- Park Circle: A vibrant neighborhood known for its circular layout, community events, and growing local business scene, Park Circle is a favorite among young families and professionals.
- Stiles Point: Offering spacious homes and beautiful landscapes, Stiles Point is a neighborhood that combines suburban tranquility with easy access to Charleston's amenities.
- Ansonborough: A historic area with beautifully restored homes, Ansonborough provides an upscale living experience, close to the water and downtown Charleston's attractions.
- Edgewater Park: An exclusive residential area surrounded by waterways, Edgewater Park offers privacy, luxury, and a strong sense of community, perfect for those seeking an idyllic retreat.
- Berkeley Court: Known for its stately homes and mature trees, Berkeley Court is an elegant neighborhood that epitomizes Charleston's charm and sophistication.
Military in South Carolina
Charleston plays a significant role in South Carolina's military landscape, with its historic and strategic military presence. Here are some key military installations in and around Charleston:
- Joint Base Charleston: Serving as a major air force and navy base, Joint Base Charleston is crucial for military operations and supports the local veteran community.
- Naval Weapons Station Charleston: This facility plays a vital role in the Navy's logistics and support, contributing to the military's readiness and effectiveness.
Local Universities in Charleston
Charleston's academic environment is enriched by several prestigious institutions, providing quality education and fostering a vibrant student community:
- College of Charleston: Known for its comprehensive programs and beautiful historic campus, the College of Charleston is a cornerstone of higher education in the city.
- The Citadel: As a distinguished military college, The Citadel offers rigorous academic and leadership programs, deeply intertwined with Charleston's military heritage.
- Medical University of South Carolina: Specializing in health sciences, MUSC is at the forefront of medical education and research, contributing significantly to the community's well-being.
VA Loan Benefits in Charleston
Veterans in Charleston can take advantage of VA Loan benefits, which facilitate homeownership with favorable terms. Here's how these benefits serve Charleston's veterans:
- No Down Payment: VA Loans enable veterans to purchase homes in Charleston without a down payment, easing the financial burden of buying a home.
- Competitive Interest Rates: With lower interest rates compared to many conventional loans, VA Loans make homeownership more affordable for veterans.
- No PMI: Veterans benefit from the absence of private mortgage insurance, reducing monthly mortgage costs.
MHS Lending is committed to assisting veterans in Charleston, providing expert guidance and support through the VA Loan process to help veterans achieve their homeownership goals.
