Columbia
Branches located in South Carolina
About Columbia, South Carolina
Welcome to Columbia, the capital city of South Carolina, known for its rich history, diverse cultural attractions, and vibrant community life. As a center of education, government, and commerce, Columbia offers residents a dynamic living environment with a blend of urban and natural elements, including beautiful parks, rivers, and a thriving downtown area. The city's commitment to arts, education, and progressive development makes it an appealing place to live and work.
Average Home Prices in Columbia
The average home price in Columbia, SC, is approximately $223,631, offering an array of residential options to suit various preferences and budgets. From historic homes to modern apartments, Columbia's real estate market caters to a diverse range of homeowners and potential buyers, providing opportunities for comfortable urban living in South Carolina's capital.
Based on calculations of home data from MLS and/or public records.
Veteran Benefits in South Carolina
-
South Carolina Veterans Financial Benefits
South Carolina honors its veterans with various financial benefits, including tax exemptions on active-duty pay for Reserve and National Guard, tax-free military retirement, and property tax benefits for disabled veterans.
-
Property Taxes for Disabled Veterans
Veterans who are permanently and totally disabled are eligible for significant property tax exemptions, demonstrating South Carolina's support for those who have served.
-
South Carolina Veterans Employment Benefits
Veterans in South Carolina are given preference in state and public employment, aiding their transition to civilian life. The state also allows veterans to receive credit for military service in state retirement plans.
-
Education Benefits for Veterans' Children
Children of veterans who meet certain criteria can receive free tuition at state institutions, providing educational opportunities in honor of their parents' service.
-
Recreational Benefits for Veterans
South Carolina offers free or discounted hunting and fishing licenses to disabled veterans, and active-duty military personnel can enjoy these benefits at resident rates. State parks also offer reduced admission fees for totally disabled veterans.
Columbia Neighborhoods and Surrounding Areas
Discover the distinct neighborhoods of Columbia, each offering unique living experiences within South Carolina's capital. Here's a look at 25 neighborhoods, highlighting their individual characteristics and community feel:
- Shandon: Shandon is known for its charming bungalows, friendly atmosphere, and tree-lined streets, making it a favorite among families and professionals seeking a suburban feel within the city.
- Forest Acres: Offering a mix of shopping, dining, and residential areas, Forest Acres is recognized for its convenient amenities and strong sense of community, appealing to residents of all ages.
- Earlewood: Boasting a rich history and diverse architecture, Earlewood is a vibrant neighborhood with active community engagement, local parks, and a welcoming atmosphere.
- Rosewood: Known for its eclectic mix of homes and proximity to downtown and the University of South Carolina, Rosewood attracts students, young professionals, and families.
- Elmwood Park: This historic district features beautifully preserved homes, lush greenery, and a tight-knit community, offering a glimpse into Columbia's past and a peaceful living environment.
- Heathwood: With its spacious lots, elegant homes, and well-established trees, Heathwood is one of Columbia's most desirable neighborhoods, known for its beauty and tranquility.
- Arcadia Lakes: Surrounded by natural beauty and several lakes, Arcadia Lakes provides a serene setting with opportunities for outdoor recreation, attracting those who appreciate a quieter lifestyle.
- Downtown Columbia: The heart of the city, Downtown Columbia, is bustling with activity, offering a range of living options, cultural attractions, and entertainment, suited for an urban lifestyle.
- Five Points: This lively area is known for its shopping, nightlife, and dining, popular with college students and young adults, offering a dynamic urban experience.
- Wales Garden: Combining historic charm with modern conveniences, Wales Garden is a sought-after neighborhood, known for its architecture and close proximity to amenities.
- Wildewood: A suburban neighborhood with a variety of housing options, Wildewood offers recreational facilities, including golf courses and parks, ideal for active families and retirees.
- Spring Valley: This residential community is favored for its spacious homes, country club, and secure environment, providing a comfortable and upscale living experience.
- King's Grant: An exclusive gated community, King's Grant features luxurious homes, top-notch amenities, and meticulous landscaping, catering to those seeking prestige and privacy.
- Harbison: A mixed-use neighborhood with a blend of residential, commercial, and recreational spaces, Harbison offers convenience and variety, attracting a diverse resident population.
- St. Andrews: Known for its affordability and central location, St. Andrews is a practical choice for those seeking easy access to Columbia's key areas without the downtown price tag.
- Waverly: Embracing its historical roots and diverse community, Waverly is undergoing revitalization, making it an up-and-coming area with potential for growth and investment.
- Olympia: Adjacent to the university and downtown, Olympia appeals to students and young professionals, offering historic homes and an energetic community vibe.
- Belmont: With its affordable housing and family-friendly environment, Belmont is a neighborhood on the rise, attracting residents with its potential and community focus.
- Lake Carolina: A planned community centered around a large lake, Lake Carolina offers resort-style living with its array of amenities and beautiful natural surroundings.
- Forest Hills: Combining historic significance with contemporary living, Forest Hills is known for its prestigious homes, lush landscapes, and active neighborhood association.
- Congaree Vista: A revitalized warehouse district turned trendy hotspot, Congaree Vista offers modern lofts, art galleries, and a vibrant nightlife, suited for those seeking an artistic and lively locale.
- Devine Street: A charming area with boutique shops, cafes, and restaurants, Devine Street is perfect for those who enjoy a quaint, walkable neighborhood with local flair.
- Wheeler Hill: Perched on a hill overlooking the city, Wheeler Hill provides stunning views, historic homes, and a close-knit community atmosphere, appealing to those seeking character and convenience.
- Capitol Places: Offering urban living options in the heart of the city, Capitol Places is ideal for those who want to be close to the action, with easy access to government buildings, museums, and entertainment venues.
- Keenan Terrace: A neighborhood with a mix of historic and new construction homes, Keenan Terrace offers affordability, diversity, and a sense of community, making it a welcoming place for a variety of residents.
Military in South Carolina
Columbia is an integral part of South Carolina's military framework, hosting several key installations that contribute to the city's character and offer support to local veterans:
- Fort Jackson: One of the largest U.S. Army training centers, Fort Jackson is a vital part of Columbia, providing significant economic impact and community engagement.
- McEntire Joint National Guard Base: This installation supports various military operations and houses units from both the Air National Guard and the Army National Guard.
Local Universities in Columbia
Columbia's educational landscape is rich and diverse, with institutions that cater to a broad spectrum of academic interests:
- University of South Carolina: As the flagship institution of the state, it offers a comprehensive range of undergraduate and graduate programs and is a significant contributor to the city's vibrancy and intellectual life.
- Columbia College: Known for its commitment to women's education, this liberal arts college provides a supportive and empowering environment for students.
- Midlands Technical College: Offering a variety of programs geared toward professional and personal development, Midlands Technical College serves as a key resource for vocational and technical education in the region.
VA Loan Benefits in Columbia
VA Loans in Columbia provide numerous advantages for veterans looking to purchase a home, ensuring they can access favorable terms to support their homeownership goals:
- No Down Payment: Veterans can purchase homes without the upfront financial burden of a down payment, making homeownership more accessible.
- Competitive Interest Rates: VA Loans offer competitive rates, often resulting in lower monthly payments and long-term cost savings for veterans.
- No PMI Required: The absence of private mortgage insurance reduces monthly expenses for veterans, providing further financial benefits.
MHS Lending is dedicated to guiding Columbia's veterans through the VA Loan process, offering expertise and personalized service to ensure they maximize their benefits.
